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My Mortgage Blog — Latest Posts
UPDATE: Mortgage rule changes effective January 1, 2018
As you may know already, there are big mortgage qualifying rule changes effective January 1, 2018. These changes will reduce the borrowing ability of Canadians by approximately 20%. As we are...
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BREAKING NEWS: Mortgage rule changes effective January 1, 2018
Today, the Office of the Superintendent of Financial Institutions (OSFI) released revised guidelines for the mortgage industry, similar to the draft version released earlier this summer.These new...
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Tired of Big Banks Declining Your Mortgage? You Have More Options!
Why are the Big 5 Banks Declining Me?Every major bank has its own mortgage lending guidelines. They generally want to lend to clients who have a good stable income and excellent credit score. However,...
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4 Things You Should Know About Your Mortgage Other Than Your Rate
Very often, when people talk about mortgages, the next thing that comes to mind is...what’s the rate? Although the interest rate is important, there are many other factors of a mortgage that are just...
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