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My Mortgage Blog — Latest Posts
Consider getting pre-approved before January 1, 2018
There is not a lot of time left. New home buyers may want to consider getting a pre-approval before the new rules come into effect on January 1, 2018. Some lenders have already implemented the new...
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UPDATE: Mortgage rule changes effective January 1, 2018
As you may know already, there are big mortgage qualifying rule changes effective January 1, 2018. These changes will reduce the borrowing ability of Canadians by approximately 20%. As we are...
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BREAKING NEWS: Mortgage rule changes effective January 1, 2018
Today, the Office of the Superintendent of Financial Institutions (OSFI) released revised guidelines for the mortgage industry, similar to the draft version released earlier this summer.These new...
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Tired of Big Banks Declining Your Mortgage? You Have More Options!
Why are the Big 5 Banks Declining Me?Every major bank has its own mortgage lending guidelines. They generally want to lend to clients who have a good stable income and excellent credit score. However,...
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